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This demonstration shows the mobile payment platform based on cloud services, designed by the SIMulation project. This project is a joint research effort from a major French mobile operator and an academic research institute. NFC payments cards are hosted in RACS payment servers. These are remotely used thanks to internet enable smart phones acting as logical bridge between the merchant terminal and...
Payment is a basic facility for citizen, required by numerous services in our everyday life. In this paper we present an innovative and open mobile payment infrastructure, targeting Mobile Networks Operators (MNOs) and relying on open protocols and technologies. The MobiSIM platform is based on the Host Card Emulation (HCE) facility introduced since the KitKat Android operating system. It uses secure...
In this paper we introduce a cloud of secure elements (CoSE) platform dedicated to trusted NFC (Near Field Communication) mobile services. Secure Elements are secure microcontrollers, (or virtualization of such entities), stored in dedicated internet servers. They are today shipped per billions for payment (EMV), transport, PKI, or identity (ePassport) services. They host applications whose interface...
NFC, similar to RFID, is a contactless identification technology that has gained widespread adoption in application domains such as contactless transactions, micropayments, identity management and mobile health IDs etc. However, the NFC standard itself does not provide built-in security features. This means that each and every developer would need to implement security features in his NFC application...
In the very near future, the vast majority of mobile phones will be NFC-enabled. The NFC technology, other than adding extra features to mobile devices, adds a new way for attackers to break into these. To be sure that attackers will go after this technology, it is enough to think that the killer feature foreseen for this technology it will be the possibility for the user to pay on the fly with his...
This paper introduces an innovative concept dealing with Cloud of Secure Elements (CSE), remotely accessed from NFC enable smartphones. The Near Field Communication (NFC) technology enables proximity and mobile applications dealing with payment, ticketing or access control. The idea behind CSE is to host credentials in connected mobiles, which establish secure sessions with secure elements stored...
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