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Using a novel measure of relationship lending based on the kind of information banks use to assess borrowers, we investigate the role of relationship lending in firms’ capital structure. Using a unique dataset of European manufacturing firms, we measure relationship lending based on three dimensions (closeness, soft information, exclusivity) and relate them to firms’ leverage. Overall our results...
All around the world, quite every day Rescue Teams must operate many times in dangerous environments due to the characteristic and places conditions or to the presence of hazardous substances. These risk scenarios are very often complex and multivariate so it is very important that operators are adequately trained. However, training is not a simple matter because the rescuers should be prepared for...
In the world, the territorial risk is increasingly characterized by joint presence of multiple risks, both natural and anthropogenic. Natural hazards include: earthquakes, volcanic eruptions, tsunamis, floods, landslides, coastal erosion, subsidence, water shortages and avalanches. The major anthropic risks are: terrorism, CBRN risk, big event and urban crisis, the industrial-technological risk, the...
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