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Studies have consistently found information technology (IT) enhances the business operation and performance, but the adoption of IT among micro-enterprises for business growth is still considerably poor. The factors that influence the micro-enterprises to actively embrace IT that include social networking sites and whether the adoption has led to stronger business performance have become the major...
Online market for peer to peer (P2P) lending is the marketplace where individuals can make unsecured online microloans to other individual borrowers. Such marketplace has experienced significant growth since its inception in 2005. However, the factors that drive people to lend online are still under limited study. This paper examines the possible influential factor of social capital and disposition...
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