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Nowadays, Near Field Communication (NFC) technology is being experimented for payment systems to perform purchase transactions without physical contact, without entering a PIN code or a signature. An NFC purchase transaction is mainly executed between a client's payment device (NFC bank card or NFC smartphone) and a merchant's payment device. The latter may be either an NFC point of sale machine for...
Today, by integrating Near Field Communication (NFC) technology in smartphones, bank cards and payment terminals, a purchase transaction can be executed immediately without any physical contact, without entering a PIN code or a signature. Europay Mastercard Visa (EMV) is the standard dedicated for securing contactless-NFC payment transactions. However, it does not ensure two main security proprieties:...
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