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Using data from the 2007 Survey of Consumer Finances, this study examined how families manage their economic hardship. A conceptual model was developed based on risk management theory and the permanent income hypothesis. About half of families used credit and about a third used their own savings to make up the difference between income and spending. The results of multinomial logit analysis showed that families' use of management methods differed when they faced economic hardship, depending on their situation....
Employing qualitative interviews with a diverse national sample of 184 religious families (N = 445 individuals), we present an in‐depth look at how participants (a) view and frame their faith‐based financial giving, (b) how they contribute to and receive from their faith communities, and (c) how the blending of faith and finances influences their marital and parental relationships.
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