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The credit card industry has been growing rapidly in recent years, and credit risk assessment becomes critically important for financial companies. In this paper, a novel support vector machine (SVM) based ensemble model is proposed for credit risk assessment. In the proposed method, principles component analysis (PCA) is firstly employed for credit feature selection. Secondly, SVMs with different...
In response to the governmental policy of saving energy sources and reducing CO2, and carry out the resident quality of local; this paper proposes a new method for a non-intrusive energy management (NIEM) system in smart home to implement the load identification of electric equipments and establish the electric demand management. Non-intrusive energy management techniques were often based on power...
With the development of E-business, reverse logistics become the important problem in enterprises, they can increase service quality and enterprises profit by improving reverse logistics system. In this compete environment, how to build an effective reverse logistics system and make a proper plan for the distribution centre location has become a challenge. This paper proposed a model based on 0-1...
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