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Using data on China's Listed Companies and accounting firms during 1998-2007, from the customer risk management perspective, the article empirically tested the motives of insurance of needs audit and found: the audit risk of resignation customer in an accounting firm has negative correlation with the cross-term: scale of the accounting firm and the Firm Boundary value of acceptable risk, as firms...
The earthquake which happened off the coast of Japan Miyagi Prefecture, the northeastern part of Japan's Honshu Island, has evolved into a “nuclear radiation crisis”. However, what is more frightening than the impact of the crisis itself on the entire environment, including the economic environment is that it brings people's fear of global investment institutions. The financial tsunami triggered by...
Bayesian network is able to make full use of prior knowledge and finite sample data. Due to the characteristics of being hard to be quantized,this paper models one specific insurance operational risk-fraud risk with bayesian network by establishing the topology and determining the value of nodes and parameters. It manages to analyse fraud risk by probabilistic inference ability of bayesian network,which...
The essence of tourism security issues is the inefficient allocation of travel safety risk. The market allocation of travel safety risk is resulted by the positive externalities of tourism security, the negative internalities of tourism transaction and the defects of market competition; the institution of tourism security responsibility and the current insurance system does not provide scientific...
Through the analysis of the incentive of mechanism, the paper put forward a model of the insurance agents in secure market, and the model can help the insurer give the insurance agents reward and punishment
Bank insurance is a product of modern financial innovation, within a short time has grown an important sector to promote the development of Chinese insurance and bank industries, this paper analyzes the development process and problems of Chinese bank insurance, and proposes a few strategies to develop Chinese bank insurance deep-seatedly.
With the development of automobile industry in China, talents for car assessment are in short supply. To bring up talents is an essential task for universities. Through questionnaire surveys, it summed up the traits in the construction of car assessment and analysis the major problems. Combining with the talent needs of markets, it brought out strategies in teaching method, practice, teaching management...
In this paper, the classical risk model perturbed by diffusion is considered in presence of a constant dividend barrier. We study the Gerber-Shiu discounted penalty function. Two integro-differential equations for the Gerber-Shiu discounted penalty function are derived and solved. The analytic results of discounted penalty function are obtained.
The theory of asymmetric information on the recent “vegetables prices are low agricultural” in the analysis, vegetables and other agricultural products mainly in the information asymmetry between producers and consumers, and intermediaries between the government and the information asymmetry between And so on. By analyzing the recommendations accordingly, provide a reference for the government and...
As the scale of social health insurance fund continues to expand, inflation pressures and the challenges of an aging population, increasing the value of the Fund has become a priority work of social health insurance in the current and in the future. This paper analyzes the current feasibility and necessity of increasing the value of social health insurance fund and discussion how to increasing it...
This paper first points out that the economic bottleneck of environment pollution liability insurance is the shortage of both supply and demand market, then analyse the main causes of this phenomenon, expound the necessity of bringing environment pollution liability insurance into policy-type insurance and being executed forcibly at present, discuss the path choose of ratemaking of the environment...
In this paper, social vulnerability to public health emergency is studied in order to analyze the capability to overcome infectious disease emergencies in different regions with distinctive economies. According to the hazards-of-place model of vulnerability, a evaluation model for social vulnerability is developed. Based on the data of 31 regions of China, this paper evaluates social vulnerability...
Microcredit institutions (MCI) are most fundamental channels or ways through which the private capital enters the financial field. MCI supplies an effective financial service for rural micro-enterprises and farmers. Based on the analysis of the environment and risk of MCI, the paper presents approaches for MCI in risk management.
The connotation of “Going Global” is abundant, which contains goods export, service export, technology export, investment abroad, foreign loans, foreign aid and personnel emigration, etc. Establishing the strategy of “Going Global” is an important part of the domestic overall opening-up strategy. The Chinese enterprises, especially the private enterprises going global and developing international...
Innovative public administration mode is to be one of China's major strategic tasks in the future, commercial insurance enterprises need to also improve the functionality, participate actively in it. This paper summarizes the features of PPP mode popularly abroad, which could be adopted by China's commercial insurance enterprises. Finally, it introduces briefly the innovative practice of Zking Property...
There is conflict of interest in medical accidents disposal solution between insurer and doctor in medical liability insurance. This paper analyzes the two sides preferences on the different defense strategy. Through establishing of signal game model as for the medical insurance based on reputation effect, the author discuss the defense strategy of two sides. Under the hypothesis that does not consider...
Based on the background of the cross framework of the university medical insurance system, this paper tries to analyze the medical insurance in the universities from the sight of market segmentation, here, the cross framework indicates that a system which is combined with the commercial medical insurance and the social insurance. Starts from the viewpoint of market segmentation, the analysis treats...
This paper firstly introduced the meaning of the Housing Endowment and its development status, analyzed the main reason for the implementation of the Housing Endowment in China, and then listed the obstacles to the pension factor and at last made a final conclusion.
As an important component part of the financial safety net, the deposit insurance system plays a unique role in protecting the medium and small depositors' profits, and maintaining the well-functioning of the financial system. China will establish a deposit insurance system as an important task of the recent financial industry. This paper from the perspective of economy, analyzes rationally of the...
Natural risk is one of the main risks of international hydropower project. This paper identifies the natural risk of international hydropower project, defines the vulnerability of the international hydropower project, and uses the fuzzy comprehensive evaluation method to build the natural risk .vulnerability assessment of the international hydropower project model. Vulnerability assessment can not...
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