Modern biotechnology is one of the most promising high-tech fields currently, and the related pharmaceutical medicine industry has developed rapidly. However, the capital investment of China's pharmaceutical business is still far behind compared with the developed countries. The capital gap of pharmaceutical companies is large. Online financing is a new way of financing that has advantages of low financing costs, abundant channels, diversity of modes, and high-growth. In this study, we present a full self-service and intelligent online financing system, which provides highly automated online trading market financing support, and real-time information sharing of transaction data from banks, markets, and regulatory agencies. The aim is to provide credit support of high-quality real-time online lending for small and medium-sized Chinese medicine enterprises, further to settle the financing problems of high threshold, long cycle and cumbersome procedures.