The Infona portal uses cookies, i.e. strings of text saved by a browser on the user's device. The portal can access those files and use them to remember the user's data, such as their chosen settings (screen view, interface language, etc.), or their login data. By using the Infona portal the user accepts automatic saving and using this information for portal operation purposes. More information on the subject can be found in the Privacy Policy and Terms of Service. By closing this window the user confirms that they have read the information on cookie usage, and they accept the privacy policy and the way cookies are used by the portal. You can change the cookie settings in your browser.
We propose Fuzzy ART in personal credit area to the problem which can't handle discrete variables and continuous variables together and compared the outputs with logistic regression, linear programming and the BP neural network model results. The empirical result indicates that the model of Fuzzy ART category has less error II and possesses better applicable for commercial banks.