The following topics are dealt with: stock market dynamic regimes; stochastic multi-agent model; diurnal price density estimation; procurement service; Web information disclosure; financial service industry; online financial decision support module; mobile phone market; Karachi stock exchange; risk aversion; investment; information search; constrained portfolio optimisation; red-tourism development; auction-based detailed router; 3D FPGA; risk assessment; corporate governance; business process reengineering; economics; biometrics; e-commerce; intelligent bankruptcy prediction; strategic human resource management; dynamic portfolio optimisation; artificial neural networks; discrete fuzzy particle swarm optimisation; and traveling salesman problem solving.