SSL protocol is mostly applied in wired region nowadays. In this paper, it researches the applications in wireless region about the SSL protocol, amends some disadvantages of the SSL protocol, suggests and designs wireless SSL protocol for the first time. In the wireless SSL protocol, it facilitates the transaction flow and promotes the security. Then it researches the applications in mobile payment, compares with some other payment protocols and discusses some problems when the wireless SSL protocol is carried out in this article.