The optical and electrical properties of GZO/AgTi/AZO (GATG) multilayer transparent conducting films fabricated by magnetron sputtering method were investigated. The sheet resistance and maximum optical transmittance of GATG films are 5 Ω/sq and 86%, respectively. The sheet resistance of GATG still retains stable under annealing at 400 °C, which shows better thermal stability compared to GZO/Ag/AZO (GAG) film. The enhanced thermal stability of GATG is attributed to the formation of TiOX in Ti doped Ag nanostructure film, which can inhibit Ag atom diffusion and aggregation. PTB7-TH:PC71BM based inverted polymer solar cells (PSCs) with GATG electrode gave PCE of 9.20%, which is comparable to PCE (9.23%) of the control PSCs with ITO electrode. The PCE of PSCs with GATG and ITO electrodes respectively remain 59% and 23% of the original PCE values after UV exposure for 20 min with relativize humidity of 68% in air, indicating that PSCs with GATG show better UV durability. Our results suggest that GATG as an alternative to ITO electrode can obtain efficient inverted PSCs and have stronger anti-UV ability due to its low UV transparency.