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The phenomenon of insolvency becomes more and more widespread and without doubt is alarming. More and more households have problems with the control of their obligations. The aim of this article is analysis of the threat of insolvency of households and it is executed in the support of author's own research with the use of empirical data of National Polish Bank and Polish Financial Supervision Authority,...
Since 31 March 2009, there is a possibility for personal bankruptcy in Poland. The article presents selected models of personal bankruptcy (fresh start and earned fresh start) in the United States and selected European countries - Great Britain, France and Germany. On the background of these regulations the author has developed legal analysis of Polish solutions. There is a need for their amendment...
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