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Using data from the British Household Panel Survey and Understanding Society, we examine the saving behaviour of individuals over time. Initially, we explore the determinants of the saving behaviour of children aged 11–15. Our findings suggest that parental allowances/pocket money (earnings from part-time work) lower (increase) the probability that a child saves. There is also evidence that the financial...
We apply a latent class tobit framework to the analysis of panel data on charitable donations at the household level where the latent class aspect of the model splits households into two groups, which we subsequently interpret as “low” donators and “high” donators. The tobit part of the model explores the determinants of the amount donated by each household conditional on being in that class. We extend...
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