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Pay-how-you-drive (PHYD), which has already been recognized as the most promising differentiated commercial vehicle insurance product in usage based insurance (UBI), can objectively analyze the risk level of each insured vehicle by analyzing its driving style from raw data collected by on-board diagnosis (OBD) module set up on it. Finding certain kinds of driving styles, or risk modes from raw data...
Pay-how-you-drive (PHYD), which is an advanced product form in usage based insurance (UBI) for vehicle, takes not only driving habit and behavior into consideration in its actuary process, but geographical factors, sociological factors, psychological factors, and even meteorological factors as well. PHYD insurance product is supported by refinement and analysis based on raw driving data of insured...
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