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Credit risk assessment is the groundwork of the individual housing loans. However, what banks really care about is how to make the most money with least risk. The most difficult problem of the credit risk management for the banks is that they both have to encourage loans, but also they need to avoid bad debt. This paper proposes a new risk assessment system of the individual housing loans by integrating...
As the fast development of the global information, Internet goes into the society; the economy; the culture and every corner in our life. The popularity of the e-commerce gradually forms a global market and an international commercial network which can totally change people's living way and the commercial function mode. The article is about the application of an improved flexibility workflow in e-commerce...
Let A be a 2 times 2 expansive matrix with integer entries and |detA| = 2. Let h0 E (AT)-1Z2/Z2, and m is a 2piZ2 periodic function, m is called an A-dilation generalized filter if it satisfies |m(s)|2 + |m(s + 2pih0)|2 = 1, for any s isin R2, where R is the real number set and Z is the integer set. In this paper, we discuss these filters. We present a concrete constructing method of such a filter,...
Nowadays, the competitions between companies are becoming more and more fierce, so the business processes of a corporation must make necessary adjustment according to the requirements. Meanwhile, workflow model must have the ability of well describing the business processes. And it also has to handle various kinds of possible exceptions. According to the possible exceptions during the execution of...
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