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The Author the analyses dependence on the level of rivalry of the level of efficiency in the article in the sector of cooperative banks in Poland. He is resulting from obtained data that the increase in the level of rivalry was causing the drop in the sector of cooperative banks of the level of efficiency. It is necessary to underline that this relationship is strong and statistically essential.
W artykule przedstawiono związek miedzy poziomem konkurencji a poziomem koncentracji w sektorze banków spółdzielczych w Polsce. Z obliczonych współczynników korelacji i regresji wynika, że zależność pomiędzy badanymi zmiennymi była dodatnia, jednak statystycznie nieistotna.
W artykule autor przedstawił wiarygodność rolników jako kredytobiorców wobec banków spółdzielczych na tle innych grup klientów. Z uzyskanych danych wynika, że rolnicy byli najbardziej wiarygodnymi kredytobiorcami pod względem spłaty rat kredytów i odsetek. Kredyty zagrożone w rolniczych kredytach brutto stanowiły tylko 1 -2%.
The study examines the levels of in-regular credits in co-operative banks in Poland. Regression analysis has revealed statistically significant influence on this level of such variables as: year of investigation, own capital level, type of gmina, bank association and voivodship. The highest creditworthiness measured by ability to comply with debt repayment was noted in the case of farmers, households...
This article presents the influence of credit activity on financial results achieved by co-operative banks in Poland. The survey was conducted on the relatively large sample of the co-operative banks (i.e. 1359) across an entire country over the 1995-2000 period. Estimation results indicate bank financial results responded the most to credits granted to non-financial entities, namely to individual...
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