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Indian banking system, which is among the largest banking networks in the world, did not reach most of the rural poor in India. About 70% of the Indian population from rural areas accounted for only 30% of bank deposits. In the early 1990s, to provide credit and savings services to the poor, microfinance was envisaged. By the mid 1990s, several mainstream banks began providing credit and savings facilities...
Microflnance provides financial services to low income or poor credit record clients. The 'credit crunch' has led to mainstream lenders tightening their lending policies, resulting in increased financial exclusion. Loan sharks then become an alternative and easy way of borrowing money. However, extremely high interest rates from loan sharks put low income people into worse poverty. Sub-prime lenders...
With the economic development of the emerging market countries, bankruptcy and financial crisis occur more and more frequently in business, credit and savings institutions, and thus the demand for enterprise financial crisis prewarning is rapidly growing. The main purpose of this paper to build a business financial crisis prewarning model based on BP neural network to conduct empirical analysis of...
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