Risk is inevitably connected with banking activity. It is a credit, interest rate, currency or operation risk, and many others, often as a consequence adversely affecting the bank's liquidity. This means that the negative effect may not only generate negative financial results or reduce the level of equity. Even worse consequence is the loss of liquidity, leading up to the bank's bankruptcy. The aim of this publication is to identify factors influencing the bank's liquidity, particularly those in its macro-environment, and an indication of prudential standards, useful in the measurement of liquidity.
Financed by the National Centre for Research and Development under grant No. SP/I/1/77065/10 by the strategic scientific research and experimental development program:
SYNAT - “Interdisciplinary System for Interactive Scientific and Scientific-Technical Information”.