Polish credit unions are specific financial institutions that operate as non-profit ones. They have been marking and forcing their place on the financial market for 13 years, since the first SKOK was founded. The expansion of Polish credit unions is still very dynamic. They fulfill a number of functions. The most important function in a macro scale is their influence on money supply. Credit unions could help in stabilization in a segment of personal finance in case of forecasted demographical problems in the country. The most significant and also the most complicated function of credit unions in a micro scale is dealing with their own members because the relationship is based on special trust. The functions of Polish credit unions will gain importance together with further expansion of the system of credit unions.
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