The authoress describes the process of commercial credit insurance. Some benefits from insuring the commercial credit for a small-sized enterprise were discussed and the comparison between the insurance and traditional bank products (like the letter of credit and factoring) presented. The empirical part of the article reflects, the research concerning the use of credit insurance by enterprises and the obstacles on the way to applying of the financial insurance in business operations. The conclusions form research based on a questionnaire in 2005 in Great Britain were presented.
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