Sylwia Pieńkowska-Kamieniecka

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Formalne i nieformalne zabezpieczenie emerytalne – postawy i oczekiwania Polaków wobec zmian demograficznych, społecznych i ekonomicznych. Kontekst europejski

Sylwia Pieńkowska-Kamieniecka, Damian Walczak

Studia BAS > 2022 > 4(72) > 123-142

The aim of the article is to discuss the importance of formal and informal sources of retirement security of Poles in the face of current economic, social and demographic changes. Formal sources are understood as the institutional pension security (regulated by law), while the informal source will be primarily considered to be family support (the so-called natural pension security). Following the...

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Social insurance knowledge: implications for education

Sylwia Pieńkowska-Kamieniecka, Damian Walczak, Reinhold Schnabel

Ubezpieczenia Społeczne. Teoria i praktyka > 2021 > 2 > 3-24

As the increasing impact of financialization on our lives, an extensive awareness of insurance – an integral part of financial knowledge, proves ever more important. A conducted in Poland survey shows that Poles, especially women, the less educated and those living in rural areas, have very limited knowledge about insurance. In order to increase this knowledge and financial awareness, the state should...

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Diagnosis of the behavioural basis of decisions made in the area of pension provision and application in stimulating additional savings for old age

Sylwia Pieńkowska-Kamieniecka

Ubezpieczenia Społeczne. Teoria i praktyka > 2019 > 3/2019 > 79-96

The paper draws attention to the behavioural aspects of decisions in the area of supplementary pensions and indicates the use that can be made of behavioural economics achievements in stimulating long-term savings for old age. The types of cognitive errors that affect the retirement savings decisions are presented and discussed, as well as automatic enrolment options and saving rules applicable in...

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Social Insurance for Farmers in Poland and Lithuania – a Comparative Analysis

Astrida Miceikiene, Damian Walczak, Sylwia Pieńkowska-Kamieniecka

Comparative Economic Research. Central and Eastern Europe > 2019 > 22 > 1 > 17-32

The aim of the article is to present the social insurance of farmers in Poland and Lithuania. In the study, the following research methods were used: the descriptive method, a literature review, statistical analysis, and an economic analysis of the law. On the basis of the study results, it was concluded that both countries have a different model of social insurance for farmers. This results from...

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Market of Equity Release Services in Poland

Sylwia Pieńkowska-Kamieniecka

Olsztyn Economic Journal > 2014 > 9 > 4 > 357-368

The aim of the article is to outline the situation on the market of equity release in Poland. It focuses on solutions used by special institutions in a sales model, called mortgage funds, the basic activity of which assumes signing release plan contracts in exchange for life income, and points to the dangers connected with their functioning. It also focuses on projected solutions in a loan model of...

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SYSTEM EMERYTALNY W HISZPANII

Sylwia Pieńkowska-Kamieniecka

Polityka Społeczna > 2012 > 39 > 5-6(458-459) > 29-33

W artykule przedstawiono specyfikę i zasady funkcjonowania publicznego i prywatnego systemu emerytalnego w Hiszpanii, który w toku swojej ewolucji przeszedł liczne zmiany. Ukazano wysokość świadczeń, zmiany w liczbie świadczeniobiorców emerytur finansowanych ze źródeł składkowych i zaopatrzeniowych oraz wydatków na emerytury w relacji do PKB. W artykule zaprezentowano ponadto warunki, rodzaje rozwiązań...

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Specificity and Effectiveness of Employee Pension Programs in the form of the Contract for the Employer Contributing the Employee Contributions to the Investment Fund

Sylwia Pieńkowska-Kamieniecka

Olsztyn Economic Journal > 2010 > 5 > 2 > 302-315

The market of employee pension programs (EPP) has functioned since 1999. The programs are established by the employers to secure higher pension benefits for the employees. They may assume the form of insurance or insurance-capital program. As a consequence of the fact that investing employee pension funds contributions in investment funds involves high investment risk the study aims at presenting...

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SPECIFICITY AND EFFECTIVENESS OF EMPLOYEE PENSION PROGRAMS IN THE FORM OF THE CONTRACT FOR THE EMPLOYER CONTRIBUTING THE EMPLOYEE CONTRIBUTIONS TO THE INVESTMENT FUND

Sylwia Pienkowska-Kamieniecka

Olsztyn Economic Journal > 2010 > 5 > 2 > 302-315

The market of employee pension programs (EPP) has functioned since 1999. The programs are established by the employers to secure higher pension benefits for the employees. They may assume the form of insurance or insurance-capital program. As a consequence of the fact that investing employee pension funds contributions in investment funds involves high investment risk the study aims at presenting...

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Functioning of Employee Pension Programs in Warmia and Mazury Voivodship

Sylwia Pieńkowska-Kamieniecka, Elżbieta Kucka

Olsztyn Economic Journal > 2008 > 3 > 1 > 157-170

The paper presents the market of employee pension programs (EPP) in Poland during the years 1999-2005, discusses the premises for participation in the program and presents qualitative assessment of insurance based employee pension programs functioning in Warmia and Mazury voivodship. The analysis was carried out on the basis of unrestricted interviews with employers operating employee pension programs,...

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Search results for: Sylwia Pieńkowska-Kamieniecka

Formalne i nieformalne zabezpieczenie emerytalne – postawy i oczekiwania Polaków wobec zmian demograficznych, społecznych i ekonomicznych. Kontekst europejski

Social insurance knowledge: implications for education

Diagnosis of the behavioural basis of decisions made in the area of pension provision and application in stimulating additional savings for old age

Social Insurance for Farmers in Poland and Lithuania – a Comparative Analysis

Market of Equity Release Services in Poland

SYSTEM EMERYTALNY W HISZPANII

Specificity and Effectiveness of Employee Pension Programs in the form of the Contract for the Employer Contributing the Employee Contributions to the Investment Fund

SPECIFICITY AND EFFECTIVENESS OF EMPLOYEE PENSION PROGRAMS IN THE FORM OF THE CONTRACT FOR THE EMPLOYER CONTRIBUTING THE EMPLOYEE CONTRIBUTIONS TO THE INVESTMENT FUND

Functioning of Employee Pension Programs in Warmia and Mazury Voivodship

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